GROUP HEALTH PLAN (GROUP HEALTH POL ICY) • There is a one-time deductible fee of three thousand dollars ($3000.00) paid after benefits have been exhausted under the basic plan, thereby making you eligible for benefits under major medical. This may be a one-time payment or an accumulation of payments over the policy year. SUPPLEMENTAL HEALTH PLAN – (FOR HOSPITALIZATION) There is a one-time deductible fee of ten thousand dollars ($10,000.00) to be paid before accessing the hospitalization benefits from the supplemental plan. However, laboratory, x-ray and physiotherapy are exempted from this deductible. I NSURED STUDENTS ARE COVERED IN THE EVENT OF: 1. Death by Natural Cause (Group Life Policy) 2. Personal Injury 3. Death Resulting from Accident (Personal Accident Policy) SUBMI SS ION OF CLAIMS IN RELAT ION TO PERSONAL ACCIDENT POL ICY • Students are covered on and off campus, 24 hours/365 days of the year (global coverage) • All Personal Accident claims should be submitted to the Office of Insurance and Special Needs within thirty (30) days from the occurrence of an accident. The final deadline for medical claims submissions is ninety (90) days from the occurrence of the accident. • There is a one-time deductible fee of two hundred and fifty dollars ($250), which is considered as the student’s out-of- pocket expense for the first claim made during the contract period, September 1–August 31. • Only claims related to or derived from the accident will be processed. Claims for taxi fare, food, etc. will not be honoured. The Schedule of Benefits may be obtained from the Office of Insurance and Special Needs. COLLECT ION OF HEALTH CARD • All first year, articulated and advanced placed students can collect their Health Insurance Cards at their College/Faculty office. All other Health Insurance related matters can be dealt with at the Office of Insurance and Special Needs at the student services building • NB: Health Insurance cards are issued only once from Sagicor Life Jamaica Limited, our current provider, hence the card is valid up until completion of a programme of study. Benefits are uploaded to the Health Card each academic year. • Replacing Health Insurance cards will attract a fee of three hundred dollars ($300.00). SPECIAL NEEDS STUDENTS Schools, colleges and universities globally TH E UN I V E R S I T Y OF TE CHNO LOGY, J AMA I C A – ST UD E NT HANDBOOK 2022–2023 DI V I S I ON OF ST UD E NT SE R V I C E S AND RE G I S T RY 44
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